At first, you may think this is a relatively straightforward bike accident claim as the other driver or motorcyclist was at fault, so their insurance company should pay your compensation.
In the majority of bike accident claims getting compensation for your accident injuries is not as straightforward as it should be. There are many reasons why cyclists often have a hard time getting compensation for their accident injuries.
The other driver often deny fault for the cyclist accident
The single most common cause for cyclist accidents is that the other driver was driving without due care and attention as a result interfered with the cyclist's right of way. Despite this, most drivers insist that the accident was not their fault.
Drivers often insist that the cyclist "came out of nowhere" and may make statements to the effect that the bike was speeding, weaving in and out of cars, or performing some other risky manoeuvre.
For some drivers, this is deliberate fabrication, but for others it is the simple product of drivers not seeing the cycle until it was too late. The driver assumes you must have been doing something that made it hard for him to see you, rather than admitting that they just weren't paying enough attention.
Cyclists are negative stereotyped
Like it or not, most people think of cyclists as reckless and a nuisance on the road. They imagine that people who ride bikes are less considerate of other road users. They do not understand that although many enjoy the thrill of cycling to and from work, the enjoyment is not incompatible with safe driving.
Many cyclists are very skilled and know their limits. What seems like a risky manoeuvre from the safe distance of a nearby car is actually very safe when seen from the perspective of a highly skilled cyclist.
Cyclists Are not respected by Insurance Companies
Insurance companies have no respect for cyclists. Insurance companies for the other driver or motor cyclist will try to avoid paying your accident compensation just because you are a cyclist.
Cyclists’ claims tend to be for substantial amounts because of the seriousness of injuries cyclists often suffer in road accidents. This means an expensive claim and expensive claims hurt insurance companies’ profit.
A cyclist Accident solicitor Can Help
If you were injured in a bike accident, you may have suffered very serious injuries and may find it difficult managing to pay your household bills and other expenses.
It may be your first serious bike accident, but that doesn't mean you have to go into it without the benefit of experience. A good cyclist accident lawyer has helped others who are in just your situation to get the right compensation they deserve. A cyclist accident solicitor knows how to overcome the hurdles that will be put in your way by the other driver and his insurance company.
This guide was prepared by Balinda & Co to help cyclists understand the difficulties they will experience in claiming compensation after a bike accident and how to overcome such challenges.
Balinda & Co have many years experience and have helped a lot of cyclists who have suffered injuries in accidents to get compensation.
Injury Claim Help for You Now
Want help with your bike injury claim? Please contact us or call 0800 321 3287 and let us talk it through.