Personal injury compensation is divided into two categories and each spect is assessed differently as follows:
1. GENERAL DAMAGES
What is general damages?
General damages is the compensation you receive for pain, suffering and loss of amenity (being unable to pursue hobbies, take planned holidays etc). The amount of general damages is based on previous cases where a judge has determined the amount awarded.
2. SPECIAL DAMAGES
What is special damages?
Special damages are the out f pocket expenses you incurred because of the accident. The important thing to note here is that you can only claim for expenses that you have incurred directly as a result of the accident you were involved in, and it is important to retain receipts, invoices etc as proof. The usual heads of special damage are set out below:
(a) Loss of earnings
(b) Medical fees
(c) Medication/prescription charges
(d) Inability to drive /Travelling to medical appointments
(e) Relatives’ travelling expenses
(f) Domestic Assistance (Household help)
(g) Decorating/gardening/DIYetc
(h) Clothing
(i) Holidays/activities
(j) Other losses and expenses
The above list is not intended to be a complete list of possible heads of claim. If there are any other losses or expenses which you think may be related to the accident, you should supply details and forward any receipts to your injury lawyer as proof.
To get compensated, you should have records and documentary proof of expenses. It is up to you to prove the extent of your loss. Please continue to keep a record of ongoing expenses.
It is possible to receive full compensation but you have got to be firm not to accept the derisory amount the insurance company may offer you at first. It takes an expert injury lawyer fighting your corner to be able to get full compensation for your pain suffering and loss.
Find out how much your claim for general damages is worth by using our simple damages calculator.
Anyone can win full compensation. You will get compensated in full if you choose your lawyer wisely. To get an expert injury solicitor to assist you with your claim, contact Balinda and Co now on 0800 321 3287 and find out how we can help.